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Privacy policy

Privacy policy

Effective November 11, 2026. This policy explains what information we collect, how we use and share it, and the choices you have.

By [Author name] · Fact-checked by [Reviewer name] Updated 7 min read Effective November 11, 2026

Information we collect

  • Information you give us — for example, when you contact us, submit a reader review, or fill out the personal loan request form (such as name, contact details, address, date of birth, income, employment, bank details and Social Security number requested by the form).
  • Information collected automatically — such as IP address, browser type, device information, pages viewed and referring pages, through cookies and similar technologies.
  • We do not ask for your Alphaeon Credit card number, account password or one-time codes, and we have no access to your card account.

How we use information

  • To operate, maintain and improve the website.
  • To respond to your messages and review submissions.
  • To match your loan request with lenders and lending networks.
  • To measure site performance and prevent fraud and abuse.
  • To comply with legal obligations.

How we share information

When you submit the personal loan request form, your information is sent to our form provider and to third-party lenders and lending networks so they can review your request and contact you with offers. Those companies use your information under their own privacy policies. We may also share information with service providers (such as hosting and analytics), when required by law, or as part of a business transfer.

We don’t share information with Alphaeon Credit, Inc. or Comenity Capital Bank, and we don’t receive information about your card account from them.

Cookies and analytics

We use cookies and similar technologies to remember preferences, understand how the site is used and, where applicable, measure marketing. You can control cookies through your browser settings. Some features may not work without them.

Do Not Sell or Share My Personal Information

Depending on where you live (for example, California), you may have the right to opt out of the “sale” or “sharing” of your personal information, including for cross-context behavioral advertising. To opt out, email [email protected] with the subject “Do Not Sell or Share”. We also honor Global Privacy Control signals where required.

Your privacy rights

Depending on your state, you may have the right to know what personal information we hold, request a copy, ask us to correct or delete it, and not be discriminated against for exercising your rights. To make a request, email [email protected]. We’ll verify your request before responding. Requests about a loan application should also be sent to the lender you applied with.

Security and retention

We use reasonable safeguards to protect information, including encrypted connections. No method of transmission or storage is completely secure. We keep information only as long as needed for the purposes described here or as required by law.

Children’s privacy

This website is not intended for anyone under 18, and we don’t knowingly collect information from children.

Changes and contact

We may update this policy and will change the effective date above when we do. Questions? Email [email protected].

ACP Media LLC · 123 Main Street, Suite 400, Wilmington, DE 19801

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