Our mission
Healthcare credit cards can be a smart way to pay for planned care, but the rules are easy to miss. Deferred interest, promo end dates and late fees catch thousands of people every year. We explain those rules in plain English, check every number against primary sources and build simple tools, like our promo payoff calculator, so you can make good decisions.
Who writes and checks our content

[Author name]
[Short bio: experience covering consumer credit, healthcare financing or personal finance, and past publications.]

[Reviewer name, credential]
[Credential and what they check: APRs, fees, promo terms and calculator math.]
We’re independent
AlphaeonCreditPayments.com is not owned by, endorsed by or affiliated with Alphaeon Credit, Inc., Alphaeon Corporation, Comenity Capital Bank or Bread Financial. We can’t see, change or take payments for any account. For anything about your account, contact Customer Care.
How we make money
The site is free to use. We earn a commission when a reader checks a rate or takes out a personal loan through lenders in our network. We don’t receive anything from Alphaeon or Comenity, and lending partners never see or influence what we write about the card. Read our advertiser disclosure.
Company details
| Company | ACP Media LLC |
|---|---|
| Address | 123 Main Street, Suite 400, Wilmington, DE 19801 |
| [email protected] | |
| Phone | (800) 555-0199 |