- You can use Alphaeon Credit for hearing aids and audiology care at enrolled practices only.
- Purchases of $250 or more can qualify for a promotional plan.
- Deferred-interest promos are $0 interest only if paid in full before they end.
- Low-APR plans give a fixed payment with no back-charged interest.
What you can pay for
At a audiologist or hearing care provider that accepts the card, you can usually put these on your Alphaeon Credit account:
- Prescription hearing aids
- Fittings and adjustments
- Hearing evaluations
- Accessories and service plans
- Tinnitus treatment
- Replacement devices
Example: a $4,000 treatment
Here’s what an illustrative $4,000 purchase could look like on each plan type. Your actual plans depend on the practice and the amount.
| Plan | Interest you pay | Monthly payment |
|---|---|---|
| Deferred interest, 12 mo | $0 if paid in full | $334/mo |
| Deferred interest, 24 mo | $0 if paid in full | $167/mo |
| Low APR, 36 mo at 18.90% | $1,271 | $146.42/mo |
| Low APR, 60 mo at 20.90% | $2,479 | $107.99/mo |
On a deferred-interest promo, paying only the minimum can leave a balance at the end, and then interest is charged on the full $4,000 back to the purchase date. Check your payoff number.
Tips before you sign
- Ask whether the price is per device or for a pair, and what follow-up visits are included.
- Check the trial period and how a return is refunded to your card.
- Insurance or benefit programs may cover part of the cost. Finance the rest.
Questions to ask the front desk
- Plan typeIs this deferred interest or a fixed equal-payment plan?
- End dateWhen exactly does the promo end?
- Total costDoes the quote include every fee?
- RefundsHow are cancellations refunded to the card?
How to find a audiologist or hearing care provider that accepts Alphaeon Credit
- Use the “Find a Doctor” locator on goalphaeon.com.
- Call the practice and ask if they accept Alphaeon Credit and which plans they offer.
- Already a cardholder? Ask at check-in. Once approved, you may be able to pay with your account number before the card arrives.
If Alphaeon Credit isn’t the right fit
Personal loan ($200–$5,000)
- Works at any provider, not just enrolled ones
- Fixed APR and payment, no deferred interest
- Checking your rate is a soft inquiry
- APR depends on your credit
Other healthcare financing
- CareCredit has a larger provider network
- Cherry offers true 0% plans where available
- Sunbit offers fixed payments at checkout
- Each works only where the provider offers it
Check your personal loan rate or compare Alphaeon vs CareCredit.
Frequently asked questions
Can I finance hearing aids with Alphaeon Credit?
Yes, at hearing care providers that accept the card. Many offer promotional financing on hearing aids.
What if I return my hearing aids during the trial?
Ask the provider to refund the card. Keep paying until the credit appears on your statement.
Does insurance work with it?
Yes. Put your share of the cost on the card after insurance or benefits are applied.